The idea of owning your first home holds a special place in our hearts at Pathway Mortgages. It’s a pivotal moment in life, and we’re here to guide you through the journey with our expert financial services.

Whether you’re feeling ready to take the leap or just beginning to explore the possibility of homeownership in the next 3-5 years, we’re here to help you chart a course. Let’s sit down and craft a tailored budget and plan that suits your aspirations and financial circumstances.

Traditionally, having a 20% deposit is ideal for purchasing a house. However, many banks are willing to consider a 10% deposit. Moreover, you may even qualify for a Kāinga Ora first home loan with just a 5% deposit. It’s worth noting that the Kāinga Ora loan comes with specific criteria, which can be found on their website or by reaching out to us for more information.

At Pathway Mortgages, we understand the significance of this milestone in your life. Let us help you navigate the complexities of securing your first home loan, ensuring a smooth and fulfilling journey towards homeownership.

Get in touch with us today to start paving your pathway to your dream home.